Innovative Financial Solutions

Our Product.

Capital Benefactor offers Beneficial Factoring – an advanced financing method that adds value to every payment step.

Our unique solution allows suppliers to receive immediate cash payments for a fair operational fee. Backed by banks, credit card companies, and leading insurance firms, this financing ensures customers maintain their original payment terms while suppliers enjoy enhanced cash flow security.

Suppliers

Receive immediate payment without hassles or collection - at the simple click of a button

Paying Customer

Benefits of smart flow management and satisfied vendors

Financial Institutions

Gains a new type of customer, low risk and on attractive terms

How it works

How does it work?

Invoice: 100,000€

Vendor issues an invoice under deferred payment conditions - current 30+.

Paying customers

The company verifies the invoice in the ERP interface it uses.

Fair Fee: 1%

Vendors log into the Capital Benefactor application and approve the fee for the payment advance.

Vendor Receives: 99,000€

Capital Benefactor handles the transfer of funds immediately, at the click of a button.

State-of-the-art solutions

Technology

Acceso 24/7
Digital process - receiving funds at the click of a button

Secure Process
End-to-end secure process, convenient to use and operate

ERP software
Interfacing the system directly to the company's

Standardize
World's first system to standardize financial management

Flow confidence

Streamline processes and reduce loads

Strengthening the relationship between the parties

Receiving payment in a click and depending on the need

The advantages of UP.

Capital Benefactor brings you an innovative, ground-breaking platform that delivers real value and benefits to all parties involved.

The finance industry largely relies on outdated and complex models, leading to interdependence, flow difficulties, and cumbersome management, failing to meet the needs of businesses in Europe. This applies to all financial transactions and expenses, whether for a giant corporation, a manufacturing company, a public or government institution, or small and medium-sized businesses.

Our Vision

Founded by experienced entrepreneurs and experts in technology, credit, and the capital market, Capital Benefactor aims to transform the economic landscape for businesses in Europe. We believe small and medium-sized businesses are the key drivers of economic growth. By providing innovative financial solutions, we empower these businesses to thrive, fueling their growth and, in turn, boosting the entire economy. Our mission is to create a supportive ecosystem where businesses can reach their full potential, driving positive change and prosperity.

Mariano Petsinski

Founder and CEO

Considered a renowned expert in supply chain finance and working capital. Fondatore di Peninsula, che fornisce solucioni di credito per le piccole e medio di Israele, e fondatore di eLoan, il primo società di loano in Israele, che è stato vendita a gruppo Meitav-Dash. In the past, he held a number of senior positions in large companies, among them: head of the consumer credit department at Leumi Card (now Max), VP of credit and risk management at Colmobil, director of credit and customer financing at Military Industry Systems, head of the factoring division at UBank, and more. Mariano brings to him over 20 years of experience in supply chain financing, credit and factoring. Mariano has a bachelor's degree in economics from Tel Aviv University and a master's degree in business administration from the Technion.

Yaron Cohen

Chief Financial Officer

CPA Yaron Cohen brings extensive experience of over 20 years in various fields of practice and management that include financial auditing (Somech Chaikin, KPMG), risk management, performing feasibility and profitability analyses, building business forecasts, real estate investments in the USA, entrepreneurship and establishing and management of start-up companies. Liron has a bachelor's degree in economics and accounting and a master's degree in business administration with a specialization in finance from Tel Aviv University.

Ron Cohen (politician)

Chairman of Up Capital

Ron held senior positions in the field of non-bank financing and credit in the trade and retail worlds in the Bank Hapoalim group. In his most recent position, he served as CEO of Tzameret Mimunim, a subsidiary of Isracard, which specializes in providing credit and discounting credit cards. Before that, he was VP of Credit at Isracard for nine years. In previous positions, he served as the customer relations manager in the business division of Bank Hapoalim itself. Cohen has a master's degree in business administration with specialization in finance and marketing and a bachelor's degree in economics and international relations - both from the Hebrew University.